The Investment Center

Thomas M. Scharf, CFP

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Disability Income Insurance

How much Disability Income Insurance do you need?

Credit Card Debt

How Long Will It Take to Pay my Balance?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

HOT TOPIC: When the Fed Speaks, Markets Listen. Should You?

Some decisions facing Fed officials in the coming months, and how policy changes might affect the economy and investor portfolios over the short and long term.

Your Dog May Pose a Liability Threat

Dog owners may want to review their insurance policies to determine whether they have adequate liability protection.

Health Insurance Marketplace

Take a look at changes due to health reform, such as the availability and cost of insurance plan options, and more.

HOT TOPIC: Nobel Prize Winners Offer Investing Lessons

A trio of American Nobel Prize-winning economists contributed to fundamental investing concepts and principles.

More Newsletters →